Today I am nursing my second major headache in less than two days. Yesterday was a massive one that nearly had me yakking at my client’s house. No bueno, I had just finished cleaning that toilet! And I wasn’t functional until nearly 5 p.m. afterwards.
Today, waking up with yet another headache, I got up, headed toward my computer and started working on our budget. Before any major decision, I tend to hit the file in Excel – it allows me to fiddle with numbers, trim here, fix this other number over there, and keep us on an even keel. I made a copy of the current worksheet and started with a couple of premises, one that included me making no money on a monthly basis.
How I wish I could do that! But the fact is, we have more expenses than one job outside the home can handle. If we didn’t plan on paying off our mortgage until our late 60s, or having any kind of savings, or traveling or ever eating out – well maybe my not earning an income would work, but not otherwise.
I played with the budget until I found a plan that satisfied me, and that included some of these highlights:
- Dave finding an excellent paying position (there’s one in the works, and I’m really hoping it pans out)
- I will take over Dee’s cleanings once she is full-time employed (this seems quite likely to happen in the next couple of weeks) for the rest of the year.
- I will finish the edits on Gliese 581: The Departure (go Like this page, will you?) and get it up for sale on Amazon
- I will write Book #6, edit it, and get it up and published this year and begin work on Book #7. (It’s a numbers game, folks, write enough good stuff and the money will follow)
- Reduce my cleaning clients down to a small handful by the end of the year (no more new clients).
By building up some savings during the rest of this year, we have something to fall back on at the beginning of 2017 when I reduce/eliminate my cleanings.
My body is telling me – enough is enough. I have to listen to it. It’s time to get serious.